Business Insurance Services

Business insurance products are designed to protect you and your company. Culley Insurance can help you find the right business insurance policy that addresses the unique liabilities and challenges of your business.

Artisan Contractor
Commercial Real Estate
Habitational
Manufacturing
Restaurant
Retail/Service

Please contact us for more information.

Artisan Contractor ^Top^
Artisan contractor coverage is designed for special trade contractors and service providers. It offers expansive coverage to meet the needs of companies in two major segments of the construction industry: artisan contractors and service providers.

Artisan contractors Service providers
Appliance Installation Landscape gardeners
Plumbers Janitorial services
Electricians Carpet cleaners
Heating and air conditioning

Painters

Floor Covering Installation


Commercial
Real Estate coverage
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Commercial Real Estate coverage provides a comprehensive set of policy options to property owners who lease or rent commercial space used for offices, businesses, retail, light industrial or light manufacturing. Vehicle parking areas can be included in the coverage if used by the building resident and it's customers.

We offer coverage for:
Office buildings
Retail shopping centers
Buildings used for manufacturing, industrial, assembly
Processing or service buildings
Private commercial warehouses
Mixed occupancies: office, retail, light manufacturing, industrial, assembly, processing or service buildings

Habitational coverage ^Top^

Apartment, condominium, and other multiple-residence property owners have specialized needs when it comes to finding comprehensive insurance coverage. Habitational coverage protects your assets as well as offers options such as liability protection for condominium association members and loss of rental income for apartment owners.

Coverage options include:
Master Key
Expanded Directors and Officers Liability (condominium)
Business Income (apartment)

Manufacturing coverage ^Top^

Manufacturing coverage is a complete program designed to meet the needs of business owners working in the mechanical or chemical transformation of materials into new products. We offer this coverage manufactures of the following types:

Food manufacturers and processors
Dairy products
Fruit and vegetable products
Candy, confectionery products
Plastics and rubber products
Plumbing fixtures
Bottles and containers
Office equipment manufacturers
Disc drives
Optical storage devices
Calculating machines
General office equipment
Metal working and metal products fabricators
Fasteners, bolts, nuts, screws, washers
Flatware
Pipes, metal tubes, fixtures
Audio, video and communications equipment fabricators
Household audio visual equipment
Telephone equipment
Electronic components and accessories

Restaurant coverage ^Top^

Today’s restaurant is busier than ever and you want to know you’re covered for an unexpected occurrence. All-in-One Restaurant Package includes Business Liability, Property and Crime coverage developed to meet your special needs. Whether your restaurant is elegant, trendy, traditional, ethnic or homestyle we have the package for you. We specialize in providing insurance for the following types of restaurants:

Buffets Delis
Cafes Diners
Cafeterias Drive-ins
Carry-out restaurants Fast food
Coffee shops Food bars
Fine dining restaurants Family-style
Luncheonettes Sandwich shops

Retail/Service coverage ^Top^

The fastest-growing industry in the United States is retailers and service companies. Every day millions of these businesses provide a place for consumers to purchase retail goods or find services. And each one of these businesses has special needs when it comes to finding the right insurance program. That’s why Culley Insurance  offers a set of insurance policies designed to meet the specialized insurance needs of these types of businesses:.

Printer and copier stores
Hardware and home improvement stores
Food stores
Retail stores
Offices
Dry cleaners
Repair shops (other than auto)